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ghdhair100 · Wysłany: Sob 12:05, 19 Mar 2011 Temat postu: Auto Insurance and Leasing-213

Auto Insurance and Leasing
When leasing a car, it抯 easier to stick with the same company for your
auto insurance. What you don抰 know, however,[link widoczny dla zalogowanych], is that you may end up
paying too much for your coverage and it抯 better to look elsewhere for
lower rates.
When you lease, the vehicle that you will drive belongs to the leasing
company. They want to make sure that their investment is covered in the
event the vehicle gets damaged, totalled or stolen. They typically want
to get covered for the difference between what your auto-insurer pays and
your outstanding leasing obligations at the time of the accident or
damage. This is called GAP, short for Guaranteed Auto Protection, and is
usually included in the leasing contract.
If your leasing company is called BMW Financial Services,[link widoczny dla zalogowanych], Chrysler
Financial or any other finance division of an automaker, then chances are
your GAP insurance will be offered by the same lease company.
You are under no obligation to accept GAP insurance included as part of
your lease agreement. Why pay an insurance premium if you could get the
same coverage for a lower price?
Invest some time shopping by comparing quotes from other insurance
companies,[link widoczny dla zalogowanych], including your existing one. Ask for discounts that you already
qualify for and adjust your coverage accordingly.
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The exclusionThe head teacher wrote to the parents of R and F telling them that neither R nor F could come back to school, but that they would be given help in completing their course at home. He should, of course, have told the parents immediately, ideally by telephone followed by a letter, of their right to make representations to the governing body.

[link widoczny dla zalogowanych]